Effective date: 23 March 2019
Kinds of Information collected
2.1. BOSS may collect both personal and sensitive information from you.
2.2. Personal information is any information about you that identifies you or by which your identity may be reasonably determined. The kinds of personal information that may be collected from you includes, but is not limited to, your full name, address, phone number, email address and payment details. By collecting this personal information, we are able to contact you when necessary, identify and protect your information from unauthorised use and provide the best possible service.
2.3. Sensitive information includes information or an opinion about an individual’s race, religion, political or trade association, among others. The kinds of sensitive information we may collect from you can include, but is not limited to your tax file number, medical history or affiliations. We will only collect sensitive information in circumstances where you have consented to the collection and if the information is reasonably necessary for us to provide our services.
Collection of Personal Information
3.1. BOSS will collect your personal information directly from you, online and from third parties. 3.2. We may collect your information to provide selected services to you at your request and to ensure that you receive the best possible service.
Use of Personal Information
4.1. How we use your personal information varies based on the services we are providing. We will only use your personal information for the purpose it was obtained unless you consent to its use for another purpose or where an exception applies under the Acts.
4.3. We may use personally identifiable information in a summative form to improve our services and make them more responsive to the needs of our customers. This statistical compilation and analysis of information may also be used by us or provided to others as a summary report for marketing, advertising or research purposes.
4.4. Information other than personal information collected when you visit our Website may be used to monitor usage of and decide how to improve and promote our Website, products and services (including online advertising).
Disclosure of Personal Information
5.1. We may disclose your personal information: • to any other member of the BOSS team to allow them to provide you with services or to provide information about the services they provide; • to our contractors, agents and service providers (for example, information technology contractors, debt collection agencies, event managers, accountants, bankers, insurance agents) but only (a) for the purpose of providing services to you, (b) as necessary to facilitate the operation of our business, and/or (c) for the purpose of storing your personal information; • to the Australian Taxation Office, the Australian Securities and Investments Commission and other government bodies as required by law or as necessary to provide services to you; • to third parties with whom we are affiliated for the purpose of those third parties providing you with information about their services and promotions; • as required or authorised by law or to meet our professional standards; • where disclosure is necessary to prevent or lessen a serious threat such as public health or safety; • to any person with your consent; • where your information is publicly available; • where your information has been de-identified in a form or for statistical or research purposes; • in connection with any sale regarding BOSS; and • to our professional advisers but only so they can advise us in respect of the same.
5.2. We will not sell, transfer, assign or rent your personal information. In order to operate the website and to deliver to you the service which you have requested, we may sometimes share your personal information with an affiliate or subsidiary, which is necessary to deliver your requested items or services to you.
5.3. BOSS may need to disclose your personal information where you have consented to us doing so in providing you with our service or where disclosure is necessary to achieve the purpose for which it was submitted.
5.4. We may need to disclose or transfer your personal information if BOSS is acquired or merged with another entity.
5.5. BOSS will, at all times, attempt to ensure that we do not disclose your personal information to a third party where consent for such disclosure has not been given. In all cases where we may be required to disclose information we will attempt to obtain your direct consent for such disclosure. Where your personal information is disclosed to a third party we will take all reasonable steps to prevent unauthorised use or disclosure of your information.
5.6. Please note that if at any time BOSS is required by law to release information about you, we must cooperate fully. We may also disclose your information in order to investigate, halt, or take action regarding illegal activities.
Collection, use and disclosure of Sensitive Information
6.1. We will only collect sensitive information from you directly as reasonably necessary to provide services to you and with your consent.
6.2. As an example, and without limiting the types of sensitive information we collect, we may collect the following sensitive information (a) tax file number and (b) medical history.
6.3. BOSS will not collect your tax file number unless provided on the appropriate Australian Taxation Office collection form to provide a specific service. BOSS will only retain your tax file number for any purpose required by law or under any contract with its licensee.
6.4. Subject to paragraph
6.5, sensitive information will only be disclosed in accordance with the Act as follows: (a) for the primary purpose for which it was collected, (b) for a secondary purpose that is directly related to the primary purpose, or (c) as required by law. We will not disclose sensitive information to other members of BOSS without your prior written consent.
6.5. Information regarding your tax file number will only be disclosed to you personally and according to relevant laws (including, where you are an individual, in compliance with the Privacy (Tax File Number) Rule 2015 made under section 17 of the Act).
7.1. We may use or disclose your personal information for direct marketing purposes, being: • to promote our services and provide you with information and marketing materials about other services that may be of interest to you including services provided by other members of BOSS; • to provide information relevant to your type of business or other area of expertise or interest; and • to provide you with the opportunity to attend seminars, conferences or other events that may be of interest to you.
7.2. If you subscribe to receive information from our Website, then your e-mail address and other information that you provide will be recorded. BOSS may, from time to time, use your personal information, such as your address and contact details, to provide you with marketing updates or information about the services that we offer.
7.3. If you do not wish to receive Direct Marketing communications from us, you can ‘opt out’ by clicking the ‘Unsubscribe’ link in our emails or other electronic communications, or sending an email to us at the contact details in paragraph 14 below with your contact details requesting that you no longer receive Direct Marketing materials from us. We will remove you from our Direct Marketing database as soon as reasonably practicable after receiving a request but in any event, within 30 days of receiving such a request.
Use of pseudonyms and unique identifiers
8.1. In general, you are not required to provide personal information to us. Where reasonably practicable, you may have the option of not identifying yourself, or of using a pseudonym, when dealing with us in relation to a particular matter. However if you wish to receive information about our services, events, industry updates or to apply for employment, it may not be practical for you to use a pseudonym or otherwise not identify yourself and we may require you to provide certain personal information or credit information. If you do not provide some or all of the personal information or credit information requested, we may not be able to provide you with some or all of the services you request.
8.2. In certain circumstances, we may deem it necessary to assign you a unique identifier to allow us to carry out our functions efficiently. A unique identifier will only be assigned to individuals whose identity has been clearly established.
9.1. BOSS uses a number of softwares and tools for storing, automated processing and sharing your information to third party service providers. This can include, but is not limited to, the use of internal search engines, electronic file transfer systems and online payment facilities.
Collection of Credit Information We may provide credit to you from time to time (for example, by giving you time to pay our account for services) and this may involve the collection of credit information. We may collect credit information about you (a) directly from you or from persons acting on your behalf (including via application forms submitted by you or on your behalf), and (b) from third parties, including credit reporting bodies and other credit providers, to assist us in determining whether we will provide credit to you.
Use and disclosure of Credit Information
11.1. With your express consent, as required by law or court order and otherwise in accordance with Part IIIA of the Privacy Act 1988 (Cth), we may use or disclose the credit information we have collected to: • credit reporting bodies; • any other member of BOSS; • third parties that perform credit assessment and debt collection services on our behalf; • our contractors, agents and service providers; and • current or prospective guarantors in relation to credit we may provide to you.
11.2. We may use or disclose credit information we have collected about you for the following purposes: • to decide whether or not to provide credit to you; • to assess your suitability to act as a guarantor for another credit facility; • to collect outstanding debts and enforce guarantees; and • to comply with our legal or regulatory obligations.
11.3. We may also use credit information we hold about you for internal management purposes and to respond to queries or complaints about our treatment of your credit information. We may disclose your credit information to credit reporting bodies if you fail to make payments to us or if you commit a serious credit infringement.
11.4. The credit reporting policies for such credit reporting bodies will be available on their websites. You have the right to contact any credit reporting bodies to whom we disclosure your credit information and request that they do not (a) use your credit information for pre-screening purposes to determine your eligibility to receive direct marketing from credit providers, and (b) use or disclose your credit information if you have been or are likely to be a victim of fraud.
11.5. We will not collect credit information by unlawful means or means that are unfair or intrude to an unreasonable extent upon your personal affairs.
Holding and security of your Personal Information and Credit Information
12.1. BOSS endeavours to take all reasonable steps to keep secure any personal or sensitive information which we hold about you, and to keep this information accurate and up to date. 12.2. However, as the internet is not a secure environment, any information that you send to us via that method is sent at your own risk.
12.3. The security and privacy of your personal information is our priority. We may store your personal information and credit information in hard copy or electronic format. We take reasonable steps to: • ensure that any personal information or credit information we hold or disclose about you is up to date, complete and correct; and • protect your personal information and credit information from misuse, interference, loss, and unauthorised access, modification and disclosure using electronic and physical security measures such as: 1. securing our premises with limited personnel access; 2. placing passwords and varying access levels on databases to limit access and protect electronic information; 3. the use of firewalls, encryption, passwords and digital certificates; 4. providing locked cabinets for the storage of physical records; and 5. requiring our staff to undertake privacy and data protection training.
12.4. We will destroy or delete any of your personal information or credit information which we no longer need to retain noting that we are required by law to retain certain information for a number of years after we have ceased providing the services. If you email us any information (including personal information or credit information), it is sent at your own risk as it may not necessarily be secure against interception.
Accessing and correcting Personal Information and Credit Information
13.1. We rely on the accuracy of the personal information and credit information you provide to us.
13.2. We may take steps to correct information held if we are satisfied that the information is inaccurate, out of-date, incomplete, irrelevant or misleading.
13.4. If you satisfy us that personal information or credit information that we hold about you is misleading, inaccurate, out of date or incomplete, except to the extent that we are lawfully able to refuse such a request, we will correct the personal information and credit information that we hold about you. If it is reasonable and practicable to do so, we will give you access to your personal information and credit information in the manner that you request. We do not generally charge for providing such access but may do so in certain circumstances.
13.5. In the event that we deny access to or refuse to correct your personal information or credit information that we hold, we will provide you with written reasons and the mechanisms available to complain about such refusal.
How to access and correct your Personal Information
14.1. You may access and / or request that your personal information be edited or corrected by contacting BOSS by writing to one of the following: • Email: [email protected] • In writing: BOSS Business Office Support Services, PO Box 3131, Port Lincoln SA 5606.
14.2. By informing us of any changes to your personal information, you allow us to ensure that your information is accurate, up-to-date and complete.
Third party websites
15.1. When you leave our Website, you will be going to websites that are beyond our control. Our Policy does not apply to third party websites.
Changes to policy and complaints
16.1. If you believe that we have breached our privacy or credit reporting obligations under the Act, or you are unsatisfied with the manner in which we have dealt with your personal information, you may make a complaint by emailing or writing to us at: • Email: [email protected] • In writing: BOSS Business Office Support Services, PO Box 3131, Port Lincoln SA 5606 16.2. BOSS will, within fourteen days, respond to you and attempt to resolve with you your issues as they pertain to your personal information. 16.3. If you are still unsatisfied, you may wish to direct your complaint to the Office of the Australian Information Commission at http://www.oaic.gov.au/ or alternatively: • Phone: 1300 363 992 • In writing: The Office of the Australian Information Commissioner, GPO Box 5218, Sydney NSW 2001
18.1. a reference to us, our or we is BOSS;
18.2. Acts mean the Privacy Act 1988 (Cth);
18.3. Credit Information includes identification information (for example, name, date of birth, driver’s licence number, current and recent addresses and employment details), historical details of credit (including type and amount of credit sought or obtained) and repayment history, information about applications for credit, information about defaults and payment arrangements, details of insolvency proceedings, bankruptcy agreements, judgements and arrangements with creditors, information relating to activities and credit worthiness in Australia, information recorded on the National Personal Insolvency Index and opinions of credit providers regarding serious credit infringements;
18.4. Personal Information means information (including an opinion) about an individual whose identity is apparent or can reasonably be ascertained from the information whether true or not and whether or not recorded in a material form;
18.5. Sensitive Information has the meaning given by the Act and includes Personal Information which relates to an individual’s racial or ethnic origins, religious beliefs or affiliations, trade association, trade union membership, sexual orientation, criminal record and information as to an individual’s health or biometric information.
18.6. Website means all of the pages located on the website you are currently viewing, being bosshub.com.au which relate to BOSS.
If you have any questions, concerns or complaints about this policy, please contact us:
- By email: [email protected]
- By phone number: 0432 648 742
- By mail: PO Box 3131, Port Lincoln SA 5606